Insuring your car is no longer a luxury in Nigeria because of the condition of the roads and rough drivers. If you are a car owner in Nigeria, you’d agree with me that it’s not an easy
thing to maintain and keep your car in good condition with all the bustles and crazy driving of motorist in their rush to pick up passengers.
So, as a car owner you can not afford not to insure your car because this will cover your car in case of uncertainty.
Getting the right insurance protection for your car is important especially nowadays and finding the insurance company with the best policies to protect your car is not difficult as most people think.
If you already have an existing insurance protecting your car and you want to renew it with the same insurance company or with a new company when it’ expires and you do not know how to go about it then this article is for you.
In the article, you’d learn the steps on how you can renew your car insurance with the same company or with a new insurance company.
Gone are the days when renewing your car insurance policy was difficult, nowadays, with the advancement of technology, everything can be done easily without stress.
You do not have to spend so much time going back and forth to the insurance office and waiting for long hours to get it done.
Now, within minutes, you can renew your insurance policy at the confines of your home using either your smartphone or computer.
Requirements for Renewing your Car Insurance in Nigeria
There are basic requirements you must have in order for you to renew your car insurance, these requirements are;
- Your full Name
- Your car details (brand and model number)
- Your work and home address
- Your car registration number
- The old insurance policy number
Additional benefits for the insurance policy (in case you want to change your car insurance policy or add another one to it)
Payment details
Step-by-step Guide on How to Renew A Car Insurance Policy in Nigeria
To renew your car insurance policy, below are the steps you must follow;
Review Various Car Insurance Policy from Different Insurance Companies
You need to weigh your options and pick the insurance company with the beat policies that suits your needs.
So, the first thing to do is to look up and compare the services of all the insurance companies you can find. If you see anyone that benefits you the most, then go for it.
If you like the insurance company you are already with then you can just continue with them but if their services doesn’t suit your needs anymore in that case you can change.
Ensure you use an insurance calculator so you can know exactly how much your car will be covered as well as the amount you will be paying as premium.
Select the type of Car Insurance you Want
After selecting the insurance company you want to cover your car insurance, then you should proceed to select the type of car insurance you want.
You can choose a comprehensive car insurance that will cover damages done to your car as well as other cars or third party car insurance which only covers damages done to other cars.
There are several car insurance companies that have specific insurance policies, make sure you find out what those policies are.
Fill in your Details
Once you have chosen the particular car insurance company, you will need to fill in the details which is providing the necessary information they would need to help proceed with your application.
Choose Insurance Policy Add-ons
Choosing insurance policy add-ons will help you increase the benefits of what is already covered in your insurance policy.
These add-ons may span from zero depreciation, where the depreciation value is not considered, to other services like roadside assistance, which provides you minor repairs and replacements in case your car breaks down on the road.
Pay for your Car Insurance Policy
Once you have done everything mentioned above, the next step for you is to make payment for your car insurance policy. Once this is done, you have successfully Renewed your car insurance policy.