Health is wealth, and taking good care of one’s health should be the optimum priority in life. In some countries healthcare is actually free of charge but in some others it is not.
In Nigeria, health insurance companies or Health Management Organization (HMO) help individuals and employees of the corporate bodies with medical assistance by providing subsidized health care.
These health insurance companies provide medical assistance to individuals as well as employees of corporate bodies who have agreement with them. The individual or corporate bodies must pay a certain amount annually to these health maintenance organizations (HMOs) in exchange that the organization will pay most or all the cost of their medical bills whenever the individual or employees of the corporate bodies may need it.
In Nigeria, all the health insurance companies have different terms of service, they don’t usually have the same. These terms of services are compulsory and to be a registered member of their service the individual / corporate bodies must abide by the terms and conditions of the health management organizations (HMOs).
All the health management organizations (HMOs) in Nigeria have their own network of health providers that they work with to provide subsidized healthcare to their clients. It is important to know these partner hospitals before entering any agreement.
There are several companies in Nigeria providing excellent HMO services to individuals and corporate bodies, if you are looking for the best health insurance companies in Nigeria, look no further, below are the top ones in the country
Best Health Insurance companies in Nigeria
United Healthcare International Limited
Aiico Multishield Healthcare Limited
Total Health Trust Limited
Hygeia HMO Limited
Mediplan Healthcare Limited
Healthcare Security Limited
Integrated Healthcare Limited
Premium Health Limited
Princeton Health Limited
Clearline International Limited
1. United Healthcare International Limited
This is one of the best health insurance companies/HMOs in Nigeria. United Healthcare Limited offers affordable and efficient health services to their clients, thereby improving the quality of healthcare in the country. As an individual or corporate entity, you can have the services of this health insurance company.
To contact United Healthcare International Limited for any information send an email to contact@unitedhealthcare-ng.com.
2. Aiico Multishield Healthcare Limited
This is one of the first Health Management Organizations (HMOs) accredited by the National Health Insurance Scheme (NHIS) in Nigeria. This health insurance company started operations in 1997 and since then they have grown to be one of the best health insurance companies in the country.
Aiico Multishield Healthcare Limited specializes in providing various health plans to their clients. These health plans include standard, executive, super executive and magnum plan. These plans have different prices and benefits.
They are located at 322, Ikorodu Road, Anthony Bus Stop, Anthony, Lagos. Their contact email address is info@aiicomultishield.com
3. Total Health Trust Limited
Total Health Trust Limited, also know as THT started operations in Nigeria in 1998. This Health Management Organization (HMO) offers affordable and reliable healthcare to their clients. THT supports healthcare providers to deliver quality and efficient health services to individuals and employees of corporate bodies in Nigeria.
As one of the leading health insurance companies in Nigeria, Total Health Trust Limited have built their reputation over the years making them one if the best health insurance companies in the country with over 300,000 individuals and over 500 corporate clients and government institutions.
This health insurance company has one of the largest networks of independent service providers with over 1200 private and 5000 NHIS accredited clinics and hospitals across the country.
Total Health Trust Limited was acquired by Liberty Holdings of South Africa, a Pan-African service provider. The investment by Liberty Holdings transformed the company and improved it’s administration capacity, technology and expertise.
Liberty Holdings also introduced an innovative and unique fee for service health insurance product, which is Liberty BLUE Health Insurance with options from local cover to Worldwide cover. This complemented the Managed Care Plans traditionally offered by Total Health Trust Limited.
Total Health Trust Limited head office is located at 2 Marconi Road, Palmgrove Estate, Lagos, Nigeria. P.O. Box 3880 Mushin Lagos.
4. Hygeia HMO Limited
Hygeia HMO Limited commenced operations in Nigeria since 1989. The company provides quality health insurance to individuals, families and corporate entities. They have been consistent over the years and they continue to set new standards for health maintenance services in the country and Africa at large.
This health insurance company are focused on improving healthcare in the country by deploying global best practices and adapting to the ever-changing and complex needs of their clients
Hygeia HMO Limited is located at Floors 6-7, Elephant House, 214, Broad Street, Lagos Island. Their contact email address is hycare@hygeiahmo.com
5. Mediplan Healthcare Limited
This is also one of the top Health Management Organizations (HMO) in Nigeria, since 2000, this health insurance company has been providing healthcare services to individuals and corporate bodies under a prepaid arrangement using their incredible network of primary, secondary and specialist healthcare providers in the country.
Mediplan Healthcare Limited is accredited by the National Health Insurance Scheme (NHIS) as a HMO to participate in the National Health Insurance Scheme. They provide health cover the Federal Ministry of Labour and Productivity, Federal Ministry of Agriculture and Rural Development, and Federal Ministry of Works. They also cover for men and officers of the Nigerian Police Force and their dependants in Ondo, Osun and Oyo states.
The goal of this health insurance company is to elevate the quality of healthcare services in Nigeria while offering affordable healthcare services using Managed Care.
Managed Care is system designed to deliver healthcare services to specific voluntarily enrolled clients through a network of Healthcare Providers (HCP) like clinics , hospitals pharmacies, laboratories, etc. The system is also designed to improve health outcomes at an affordable rate.
Mediplan Healthcare Limited head office is situated at Capital Building, 2nd & 3rd Floors, 332, Ikorodu Road, Idi – Iroko Bus Stop, Maryland, Lagos. Their email address is mediplan@mediplanhealthcare.com.
6. Healthcare Security Limited
This company is an NHIS accredited Health Management Organization (HMO), they offer affordable and quality health care to Nigerians and their health care providers across the country are committed not just to deliver quality services to their customers but also to provide world class treatment in line with the contemporary industry standards.
Healthcare Security Limited have their head office in Abuja, their regional offices are in other major cities across the country.
7. Integrated Healthcare Limited
This is a limited liability company established in 2000 for the purpose of health management services. Integrated Healthcare Limited has decades of experience in the healthcare business. This HMO offers quality health care services to all their clients in Nigeria
Integrated Healthcare Limited head office is located at 19, Jos Street, Area 3, Garki District, Abuja, FCT, Nigeria. Their email address is info@integratedhealthcareltd.com
8. Premium Health Limited
This Health Management Organization (HMO) was founded in 1997. As one of the leading health insurance companies in the country, they are pledged to delivering quality and affordable health care services to Nigerians with over 250,000 clients both individuals and corporate entities.
You can find Premium Health Limited at 31B, Itafaji Road, Off Corporation Drive, Dolphin Estate, Ikoyi, Lagos.
9. Princeton Health Limited
This Health Management Organization (HMO) was founded in 1999 and was incorporated in 2000. Princeton HMO is an emissary of change and are bridging the gap between the people of Nigeria and health care providers.
The goal of this HMO is to make sure that every Nigeria has access to quality health care services irrespective of their financial status, age, ethnicity, academic qualifications etc. They are committed to improving the image, lifestyle and healthy living of their clients.
10. Clearline International Limited
In January 1994, Clearline International Limited was registered with the National Health Insurance Scheme (NHIS). This HMO started operations in 1997 as a National Health Management Organization.
Clearline International Limited offers suitable healthcare plans to satisfy the need of their clients which includes individuals, families, groups and corporate bodies. Their enlisted members have easy access to experience primary, secondary and tertiary levels of health care.
As one of the top HMOs in the country, they are committed to creating value through coordination and delivery of quality health care services, enhanced wellness programmes and improved clinical outcomes.
Clearline International Limited has a network of over 2000 partner hospitals across the country to make sure their clients have quality medical care wherever they are
Clearline International Limited head office is situated at 290, Ikorodu road, Anthony, Lagos. Their contact email address is info@clearlinehmo.com.